Benefits of Membership
NSP St. Paul Credit Union exclusively serves past and present Xcel Energy employees, badged contractors, and their families — giving us the kind of experience no megabank can match.
Because we’re a credit union, we can put our profits where they really matter — your pockets. From competitive loan rates to free rewards checking, we strive to provide products and services that help you do more with your paycheck.
How to Join
Open and fund a Member Savings account in branch or online. That’s it. If you meet the eligibility requirements below, then you’re a member for life.
Who Can Join
Our membership is open to the following individuals:
- Xcel Energy Service Centers and Plants in the counties of Anoka, Carver, Chisago, Dakota, Goodhue, Hennepin, Ramsey, Scott, Washington, and Wright within the state of Minnesota, household members and their families.
- Xcel Energy Badged Contract Employees (including Homesmart, Ramsey/Washington Recycling and Energy Board), household members, and their families
- Employees of NSP St. Paul Credit Union, household members, and their families
- Retired employees or badged contractors of Xcel Energy