Choose free checking that makes shopping a lot more fun.
Get paid for buying things you would normally buy -- free Kasasa Cash Back® checking pays 3.00% cash back on your monthly debit card purchases (earn up to $72 cash back per year!).*
You'll also get refunds on ATM withdrawal fees from any ATM you use, nationwide.* So you can get to your money when and where you need it. That's Kasasa® at NSP -- free checking with rewards that matter.
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $72 cash back per year, $6 per month
- Unlimited refunds on ATM withdrawal fees, nationwide*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free Visa® debit card
- Free e-statements
- Unlimited check writing
- $25 minimum deposit to open
Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least a combined total of 12 debit card purchases post and settle
- Have at least 1 bill pay or ACH payment transaction post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry.
Your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statements cycle through one (1) fussiness day prior to the close of the current statement cycle. Reward Information" When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements (maximum of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawals fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive3 does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days for the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. $25.00 minimum deposit is required to open the account. Monthly Direct Deposit or ACH credit, enrollment in online banking, and receipt of electronic statements are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements and logons may be required to meet some of the account qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, detail, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the USA.