Service Fees
| Outgoing Domestic Wire Transfer | $20.00 per wire |
| Account Research and Reconciliation | $25.00 per hour |
| ACH Origination Return Fee | $30.00 per item |
| ACH or Share Draft Stop Payment Order (Good for six months) | $30.00 per request |
| Stop Payment on Credit Union issued check (Must wait two weeks after initial issue) | $30.00 per check |
| Account Overdraft/NSF | $30.00 per item |
| Non-Sufficient Funds from Deposited Check | $30.00 per check |
| Replacement of VISA Debit Card (non-rush) | 1 free per calendar year, $5.00 after |
| Rush Replacement of VISA Debit or Credit Card | $75.00 |
| Mobile Remote Deposit Capture | Free |
| Credit Union issued check (First three per month are free) | $3.00 per check |
| Check photocopy (2 free per month) | $5.00 per check |
| Portal Pay (Loan Payments only) | $2.00 per submission |
| Address Update (Post Office notifies Credit Union) | $3.00 |
| Duplicate Paper Statement | $5.00 per statement |
| Loan Late Fees | Varies by product and member's state of residence. |
| Non-perfected Lien | $20.00 |
| Duplicate Lien Release | $5.00 per lien release |
| Duplicate Satisfaction of Mortgage | $25.00 per satisfaction |
| Subordination Agreement | $50.00 per initial agreement; $25.00 per re-issue agreement |
| Loan Coupon Book | $5.00 per loan |
| Inactive Account/Dormant Fee (assessed on primary share accounts with less than a $200 balance after one calendar year of no activity; monthly interest is not considered activity) | $5.00 per month (maximum $60.00) in first year; may not be assessed in second year; may be reassessed in third year, up to $60 maximum. |
| Below Minimum Balance Fee (one time) | $0.01-$9.99 (Below $10.00 minimum threshold) |
| VISA Credit Card late fee (5 day grace period after 28th of month) | $30.00 per statement |
| BaZing Checking | $6.00 per month |
| BaZing Premium Checking |
$8.00 per month (waived if average daily balance is $1,000 or greater |
| Freedom Checking Checking | $7.00 per month (waived if average daily balance is $100 or greater |
*Fees are subject to change at any time without notice.
